What's the purpose of investment rate indicator?
I'm reading Value: The Four Cornerstones of Corporate Finance, and quoteGrowth, ROIC, and cash flow (as represented by the investment rate) are tied together mathematically in the following...
View ArticleWhat hapens to realized gains from commodities in *gnucash*?
The documentation for Gnucash mentions that "Any realized gain splits are ignored" within advanced portfolio reports. These reports provide information for open transactions, including actual prices...
View ArticleNPS contribution charges and eNPS
What are the benefits of eNPS?How can we avoid (a) POP trail commission & (b) Payment Gateway Charge while making a contribution in NPS Tier-1 account?3.What is the recommended/generalized %...
View ArticleHow to compare "block lists" for brokerages?
I currently invest with Merrill Edge and they have a fairly strict "block list" and don't allow many high risk securities to be purchased. Here is an example: Merrill Edge blocks active ETFs?! :...
View ArticleBest traditional IRA investment for working person over 70?
My mother is 71 years old and plans to work at least 3 more years. She only recently opened a money market account (5%) and a traditional IRA. She put the maximum contribution for 2023---$7300---into...
View ArticleRoth vs Traditional Investing assuming same tax bracket in retirement
I've done a little (simplified) math to determine the difference in investing in a Roth account and a Traditional retirement account.I'm assuming that I will be in the same tax bracket in retirement as...
View ArticleAdvice for investing money for a 15-year old
Hope this is on-topic for here.I'm looking for some advice on the best way to handle a pension. I would like to have the money paid into an account for my 15-year old daughter. The lump sum is about...
View ArticleWhat's the case against being 1.3x levered in PA if you're in your 20s?
If you're in your late 20s and own a bunch of SPY and diversified stocks, why shouldn't you be 1.3x levered?2.0x levered seems too aggressive given there are 50% drawdowns to the S&P...
View Article(UK) Should I look to buy a "better" (more expensive) flat or house now, or...
I bought a flat in 2016 for £160,000. I recently (in 2024) had it valued at £210,000, so in nearly 8 years it has appreciated by about 3.5% annually. ((210000/160000)^1/8 -1) * 100. I could afford a...
View ArticleInvestments beyond RRSP and TFSA, in non-registered accounts?
I am Canadian, with income just below marginal higher rate. My RRSP contributions were always filled, and the rest went to extra mortgage payments.I just finished paying off the mortgage and will now...
View ArticleWhere to find the variable interest calculation formula for a bond?
I am a relatively new investor based in Germany and am trying to decide whether to put some money (intended for a house downpayment in 3-4 years) into government bonds. For example this...
View ArticleWhat is this type of equity called where I get a share of the profits for the...
I've heard of an interesting "equity" scheme in a company from my friends and I'm wondering what this scheme is called.You work as the Manager for a supermarket chain, and they will give you 5% of...
View ArticleHow much do we need to understand about finances in order to trust our...
We often have to put somewhat blind faith in the people who serve us---car mechanics, HVAC technicians, doctors, etc. Normally I research things a great deal before making a decision or trusting...
View ArticleWith 500k in Netherlands, Best path towards regular income, settle mortgage...
Currently I live in Netherlands. I have come to a crossroad and I'm interested to hear other opinions and advice on investment for a regular stable long term income. My ultimate intention is to secure...
View ArticleWhy would I ever buy a house vs. just renting and invest the rest?
I found myself in a weird realization right now where I put everything into an excel sheet, I can’t find a good reason to ever purchase a house vs investing into an index fund…Ever since I graduated...
View ArticleBuying bonds vs opening deposits in Russia
I've been thinking about deposits and bonds. I live in Russian, and here some trustworthy banks offer deposits at the rate of 14.5 percent a year, and the interest is paid every month. The interests of...
View ArticleHow do ETFs process dividends?
Presumably at least some of the stock shares held by an Exchange Traded mutual Fund produce dividends.Do those dividends just get pocketed by (and taxed upon) the fund managers, as their income to pay...
View ArticleAre leveraged risk-parity portfolios too good be true?
I was reading the bogleheads forum and it seems that lifecycle investing or leveraging a mixed portfolio of stocks and bonds have popular topics for a while now. Whether you achieve it through...
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What does the blue line represent on Yahoo Finance's day range graphics?
The rows of my Yahoo Finance watchlist table have a Day Range graphic like this one:The number labels under the left and right ends of the Day Range are the high and low prices for the day so I assume...
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Are endowment plans better option than tax saving FD for last day tax saving...
Its last day (31st March 2024) for investment in order to save tax. And I have not done anything ! 😢Now I am planning to do some just to save tax. I am in 20% tax slab. Some options are closed for me...
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How can I calculate cumulative rate/gains for retirement fund in a...
Novice to retirement funds and investing here. I'm wanting to build a spreadsheet in Excel that can help calculate my annual rate of return for retirement accounts.I have some elementary questions...
View ArticleIs it feasible for a small retail UK resident to buy UK inflation-linked...
I'm interested in buying individual inflation-linked GILTs directly in the primary market (directly from the UK Debt Management Office).To give some context, I want to do this as I understand the risks...
View ArticleInvest in both PPF and VPF
Is one allowed to invest in both VPF (Voluntary Provident Fund) and PPF (Public Provident Fund) in the same financial year and is there a limit on the same?
View ArticleWhy would a passive investor buy anything other than the market portfolio +...
It's frequently said that you should buy a "high-risk" portfolio with lots of stocks when you are young, and then move into "low-risk" portfolio with lots of bonds when you are older, essentially...
View ArticleWhat percent of a portfolio should be directed to high risk assets to enable...
Over the years, I predicted a few assets that went up in price a ton. However, I never owned any of those assets. Stuff like FAANG, Tesla, Bitcoin. Had I invested in those at a young age by the time I...
View ArticleOnline brokers that allow auction orders [closed]
What online brokers allow you to send orders to the closing auction?Of them, which have the lowest fees?
View ArticleHow to evaluate the net profit rate for a pension scheme?
I am not a finance (cse background) guy but have some basic minimal knowledge about the inflation rate & interest rate of a country, and the net profit rate for an investment. As far as I...
View ArticleHow do you calculate the proportion of shares required to formulate a minimum...
An investor has decided to invest 1 million in the shares of two companies, company E and company B. the projections of returns from the shares of the two companies along with their probabilities is...
View ArticleIs it better, financially, to invest in a property or in ETFs?
I need a bit of a help deciding if it's better to invest in a property or ETFs. I have currently saved up a decent sum of money and I'm looking to invest it wisely. I'm 27, if that matters.Option 1:...
View ArticleHow to access the Expert Market as a US citizen?
Supposedly, it's possible to access the Expert Market through full service brokers. However, they require large active accounts trading frequently. I hear Questrade allows any Canadian to for cheap,...
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